Running a business under even boom conditions can have its worries, concerns and stressful situations. The pressures of work and business are acknowledged as major issues that can affect wellbeing and mental health of even the strongest and most formidable individuals. With the economic uncertainty associated with the COVID-19 situation of the past 2 years that stress has been intensified for many operators. Jade Equipment Finance works with our customers in reducing the stress of financing new equipment.
For those in essential services, delivery and transport sectors the increased and demanding workload caused by the pandemic may also create pressures to meet deadlines and schedules.
These types of pressures can build up and result in serious mental health outcomes. Mental health has been acknowledged as a serious issue with the pandemic and authorities urge anyone experiencing symptoms to reach out for medical or support services.
As a long-term lender to the business sector, we are fully aware that finance and major investment decisions are a major source of worry and pressure for owners and decision-makers.
- Worried about being approved for finance as a new business?
- Cash flow pressure creating an urgency to source a lower repayment loan?
- Confused by the large number of different types of loans and lenders and don’t know which way to go?
- Stressing out about finding sufficient time to effectively cover off on finance companies and banks for loan quotes to compare?
- Infuriated by the lack of follow through and the endless waiting for call backs on finance quotes?
- In a bad credit situation but urgently require finance for new machinery to keep the business operating?
- Been loyal to the bank but annoyed at their inflexibility in negotiating on interest rates and loan conditions?
Even the seemingly smallest issues can gnaw away at our frame of mind and start to effect health and wellbeing. To ease the stress associated with sourcing equipment finance, Jade Equipment Finance has established a highly effective, widely accessible and streamlined lender service. A lending service that is available to all types of businesses operating across all industries for the acquisition of a wide range of equipment, plant and machinery.
Comprehensive Lender Service
Our finance broker service allows business owners to hand over the task of sourcing equipment finance to our team of experienced and highly skilled finance consultants. We handle loans for the smallest sole traders and the most complex multi-million dollar machinery investments for large corporations.
Don’t think you are excluded from reaching out for assistance in sourcing loans by the size of your business or how long you have been operating. Our services are available for SMEs, sole traders, family enterprises, partnerships, microbusinesses and large corporations.
For businesses that are just starting up, sourcing finance to acquire equipment can be a major challenge and a major concern. Circumstances which can cause stress right at a time when business owners want to be dealing with a myriad of setting-up matters.
Many banks in particular have loan approval criteria which require a business to have been trading for 12-24 months in order to be eligible for equipment finance. We do have accreditation with lenders that will offer finance to new businesses and at very attractive interest rates. These are known as Low Docs and No Docs Equipment Finance and it is an area in which we specialise.
Those with bad credit can be especially prone to experiencing stressful situations when sourcing finance. This can be exacerbated by attempting to source loans on their own, applying to bank after bank and lender after lender. Guided possibly by the misconception that assistance through our broker-style services are not accessible for bad credit finance. We do handle Bad Credit Equipment Finance and work hard to achieve a workable solution through our specialist non-bank lender base.
The equipment requiring finance can cover a broad range including plant and machinery, yellow goods and wheeled goods used in construction, sensitive and delicate medical and engineering equipment, standard business equipment such as IT, computers, copies and many more.
How we assist to ease the stress
We can ease the stress of sourcing finance for many business owners with a complete quote through to settlement approach. You hand over the complex tasks to our consultants but you still make those critical final decisions.
We handle the sourcing, negotiating and loan structuring while the business owner retains control. The business owner determines the type of finance product required, preferences as to how the finance deal is structured in regard to loan term and final acceptance or rejection of any loan offers presented.
What we offer for those seeking equipment finance
- Full range of commercial finance products: Chattel Mortgage, Leasing, Commercial Hire Purchase and Rent-to-Own
- Support resources to empower customers to handle pre-planning at a time of their choosing: online calculators, interest rate comparison tables and extensive library of ideas and tips around finance.
- Professional consultants to handle the entire finance deal from the initial brief through to final settlement.
- Skilled negotiators with extensive bargaining power to achieve cheaper interest rates.
- Individual consultants assigned to each customer to ensure continuity of communications and ease of contact.
- Access to a vast number of lenders including major banks, non-bank lenders and specialist lenders for key industries and specific types of equipment.
Keeping stress levels down can be significant in maintaining good mental health and a clear head and better frame of mind to run a business operation. Handing over the sourcing of your equipment finance requirements to us, could be one of the best things you do for yourself and for your business bottom line.
Contact Jade Equipment Finance on 1300 000 003 to discuss how we can assist reduce the stress of acquiring cost-effective equipment finance for your business
DISCLAIMER: IF MISINTERPRETATIONS, MISREPRESENTATION OR ERRORS EXIST IN THIS ARTICLE, NO LIABILITY IS ACCEPTED. THE INFORMATION IS PROVIDED ONLY FOR GENERAL PURPOSES AND NOT IN ANY MANNER INTENDED AS THE ONLY SOURCE FOR MAKING FINANCIAL DECISIONS. THOSE THAT CONSIDER THEY REQUIRE ADDITIONAL GUIDANCE OR ADVICE SHOULD REFER TO AN INDEPENDENT FINANCIAL ADVISOR.
