We were constantly told that 2020 was ONE year like no other and most Australians and in fact individuals and businesses across the world, looked optimistically forward to 2021. But now it's here and for your approach and attitude to your business what has changed? What upgrades and improvements have you planned? What adaptations have you implemented for the changed business environment?
Are you planning for just another ONE of those years where you react to what happens? Or are you intending to have a 202WON? The difference between ONE and WON may be your approach to equipment finance. Is the way you’ve always done it really working for you? Do you need to urgently set refresh and reset and see if it clears the issues?
To put the WON into your 2021, take a fresh look at approach of Jade Equipment Finance and the ways in which we consistently and constantly deliver winning financial solutions to our customers.
Change Your Approach to Finance
It is traditional for businesses to contact the bank when they need a loan for a business purpose or to acquire new machinery and equipment. That’s where you hold your transaction account you may know the customer service staff at your branch so you keep to the same loan routine over and over.
So why not consider a change in approach. Consider using a broker-style lender such as Jade. For a start, you are under no obligation to proceed by having a discussion with us or by requesting a quote. What you do have to gain however, is a significantly more comprehensive selection of equipment finance options than your bank may offer.
Our business model is not limited by the same type of guidelines and restrictions as a major bank. We are free to explore multiple finance channels on your behalf and through every stage of the loan process our only interest is YOU. Achieving the cheapest interest rate equipment finance for your business.
Consider More Lenders without More Effort
In working with Jade you won’t be turning your back on your bank. Not entirely. Jade is accredited with multiple lenders including the major Australian banks. But that’s only the start. Our accreditation extends to a swathe of non-bank lenders including several that specialise in equipment finance and those that work only through our Jade brokers and lenders such as Jade.
We can open up access for you to our industry-only channels to better finance deals without you having to exert any additional effort. In fact, working through Jade will require far less time and effort on your behalf than when you handle your finance with the bank yourself.
If you do have a specific reason for wanting your transactional bank to handle your equipment loan, that’s not a problem. We can handle the negotiations, quoting, paperwork and settlement your bank on your behalf.
Utilise the Resources Readily Available to You
Do you just organise what equipment you want and then make the call to the bank to be told what your loan will entail? Then perhaps your new approach should involve utilising the finance planning resources which are readily available for your use. We have loaded up our website with a wealth of finance planning tools and resources so our customers can prepare and compare before making any commitments.
Our loan comparison calculator lists the interest rates we offer across all the loans in our portfolio. And our portfolio includes all and more of what most banks offer by way of equipment finance. You can easily see which loan offers you the better option and on the spot calculate repayment estimates.
Another tool is our loan calculator. An online device that allows you to plan how you would like your loan structured. Vary the loan term, the balloon/residual and/or total loan amount to finally arrive at a repayment level that is in your ballpark. Then you will be ready to talk equipment and talk finance.
Knowing ahead of time how that price tag the dealer is quoting you may convert to a repayment can be a major assistance when tossing up between different makes and models.
Save Yourself Time
If the shutdowns and lockdowns of 2020 has taught us anything it’s that time is very real and can’t be recouped. Saving time on non-essential tasks can give you time to invest on the things that really matter. In business, it can be the aspects that actually generate income like talking to your customers to get more work, out on site actually doing the work or supervising your own team to get their work done.
By engaging Jade as your lender, you save valuable time you may usually spend on sourcing your finance. Do the maths as they say. It makes financial sense.
Avoid Finance Traps
Having a professional lender such as Jade to arrange your finance and answer all your queries can go a long way to guiding you away from some of the financial traps that many business owners fall into. Some include those 0% interest rate deals which are often promoted by equipment sellers. These can hide inflated costs and the zero period may be short-lived and then a much higher rate kicks in.
There are many others and we recommend you read some of our articles with tips and hints on achieving the best outcomes for equipment finance.
So what’s it to be? Another ONE or 202WON?
For your new finance approach for 2021, contact Jade Equipment Finance on 1300 000 003
DISCLAIMER: THIS INFORMATION HAS BEEN PREPARED FOR THE PURPOSE OF GENERAL INFORMATION AND IS NOT INTENDED AS FINANCIAL ADVICE OR THE ONLY SOURCE FOR THE PURPOSE OF MAKING INDIVIDUAL FINANCIAL DECISIONS. IF A READER CONSIDERS THAT THEY REQUIRE ADVICE ON THEIR FINANCIAL SITUATION, PROFESSIONAL ASSISTANCE AND ADVICE SHOULD BE SOUGHT FROM A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY MISINTERPRETATIONS OR ERRORS IN DATA, CONTENT AND INFORMATION AS SOURCED FROM OTHER PARTIES. THE INFORMATION PRESENTED IS FOR GENERAL INFORMATIVE PURPOSES AND READERS ARE ADVISED TO FOLLOW UP INDEPENDENTLY.
