Compare and Calculate with Our Interest Rate Guide
Jade offers a complete portfolio of commercial loan products and we have compiled this handy reference guide of the cheap interest rates we are achieving for different loan products. To compare repayments for different loan products for your requirements, simply enter your loan amount and loan term you require. A quick call to us 1300 000 003 and you can receive a specific quote.
Business Vehicle Finance – Commercial Vehicle Finance
When seeking motor vehicle loans for cars and commercial vehicles, the key priorities for businesses are cheap, cost-effective loans to meet targets and a streamlined and straightforward process to secure that low-interest rate deal. We deliver on both those objectives in addition to providing wide-ranging cost and service benefits to our customers.
We provide finance for the full range of vehicles used for business purposes: light commercial, vans, utes, SUVs, trucks and trailers, heavy duty vehicles, wagons, sedans, multi-passenger vehicles and passenger cars.
As specialist commercial car loan lenders, we have developed a model designed to achieve the specific needs as well as resources, tools, expertise and access to better commercial vehicle financing.
Jade Equipment Finance provides the full range of finance facilities for the purchase of business vehicles. We are leading providers in the commercial motor vehicle lending sector and our consultants are specialists in structuring finance to suit individual business requirements. Whether you’re a sole trader, owner-operator, micro business, SME, family enterprise, partnership, proprietary limited company or a large corporation, our services are readily available to assist you to source cheap business car loan interest rates.
Our team of financial professionals appreciate and understand the needs of your business and through our superior and streamlined services, we save you time and hassle while delivering lending for commercial vehicles to save you money over the term of your loan.
Finance for Business Vehicles
The decision as to which particular finance facility best suits your business should be made in consultation with your accountant. Commercial finance products include varying treatments of GST, tax-deductibility, depreciation and balance sheet entry and are structured to suit different accounting methods.
- Chattel Mortgage for Business Vehicles: the most commonly utilised finance product as it suits many businesses that use a cash accounting method. A balloon is optional to reduce monthly repayments; GST can be claimed on next BAS; repayments and balloon, not tax-deductible; interest is tax-deductible.
- Commercial Hire Purchase (CHP) for Business Vehicles: widely used as it suits cash accounting systems; balloon optional; GST claimed on the purchase price; repayments and balloon not tax-deductible; interest is tax-deductible.
- Business Vehicle Leasing: an off-balance sheet option; lease payments are tax-deductible as operating expense; optional residual subject to ATO guidelines; GST applies to monthly payments and residual.
- Novated Lease with Salary Sacrificing: suits businesses wanting to provide a fully-maintained company vehicle for an employee and the employee chooses to have expenses deducted from pre-tax salary.
- Rent to Own for Business Vehicles: monthly payments tax-deductible as operating expense; GST applies to repayments; buyback option.
Attractive Finance with Better Interest Rates
All Jade business vehicle finance deals are structured to suit your business and based on our cheap interest rate policy. All finance include:
- Jade’s cheap Interest Rate
- Interest Rates Fixed for Loan Term
- Fixed Monthly Repayment
- Fixed Loan Term
Jade Offers Many Significant Benefits
- Save you time by handling paperwork, lender negotiations, paperwork and assist with other matters including insurance, REVs, interstate regulations if purchasing from out of state.
- Expert negotiating skills to bargain the terms, conditions and interest rate to suit your business, not strict bank guidelines and shareholders.
- More choice of lenders is your assurance that we have sourced you the best business vehicle finance.
Your Jade consultant will work closely with you to secure you a great offer for new and used business vehicles, purchased from a private seller, dealer or at auction.
Achievable, Affordable No Doc Business Vehicle Loan Options
We work with all sized businesses, all business set-ups and with businesses at different stages of operation. We have an in-depth appreciation of the challenges faced especially by businesses in the starting up phases to secure lending at affordable rates. Many business owners simply don’t have the financial documentation required by many lenders and that can mean their loan application is not approved.
Our consultants meet the needs of these businesses with our No Doc Business Vehicle Loans. We can achieve affordable and cheap interest rate loans for businesses that do not have all the financials usually required for business lending. Our accreditation with non-bank lenders that offer this type of finance facilitates our ability to offer this specialised finance category to our customers.
No Docs Loans can be achieved at our cheap interest rates for Car Chattel Mortgage, Vehicle Leasing and Commercial Hire Purchase. Your consultant will handle the entire process for you from sourcing the cheapest quote through the application process and to the final settlement.
To review the full details including requirements and conditions for our No Docs Business Vehicle Finance, head to our dedicated webpage.
Better Interest Rate Low Doc Business Vehicle Finance Available
Low Doc Finance differs from No Doc Loans based on the number of financial accounts, records, BAS statements, tax returns and other documentation a business has available. The application requirements are similar but the better the quality and quantity of docs a business can provide, the more favourable any special conditions that may be attached to the finance by individual lenders.
We can achieve cost-effective Low Doc Business Vehicle Finance at our cheap interest rates by utilising our vast accreditations, which includes industry-only connections with specialist lenders.
Not having all the documents requested by some banks and lenders doesn’t necessarily mean you need to resort to a high-cost loan alternative. Speak with one of our consultants and see how we may assist you to achieve a realistic Low Doc Vehicle Loan quickly and easily. Contact us for an obligation free discussion.
Access to Bad Credit Business Vehicle Loan Options
Accruing a bad credit rating can be crippling to the prospects of business owners seeking finance to purchase motor vehicles. But it doesn’t have to be. We are fully understanding of real life situations and how businesses can find themselves in this situation. We’re understanding and we have options to overcome the obstacles.
We have well-established connections with lenders that do offer affordable business vehicle finance to bad credit applications and your Jade consultant handles the negotiations to secure the best interest rate, terms and conditions possible.
Pre-approved finance is highly recommended for businesses with bad credit as it allows you to know how much your loan is approved for prior to committing to a vehicle purchase. For a confidential discussion about your requirements and what we may be able to achieve for you, contact us via phone or email.
Quickly and Easily Calculate Business Vehicle Loan Repayments
Knowing what your possible vehicle loan repayments in advance can assist greatly with budget planning, scheduling asset acquisitions, deciding between different priced makes and models and working out how you would like your finance deal structured. Our Business Car Loan Calculators is your essential tool to calculate loan repayment estimates and decide what percentage balloon/residual and loan term you would prefer.
Our calculators are free to use and you can use them for repayment calculations on as many vehicles as you are considering. Try it now to see how easy these devices are to use.
Take Full Advantage of our Business Vehicle Finance Services
Car Loans for Businesses is one of the largest and most competitive fields in the Australan financial services industry. Great on some counts but not so great if you’re planning to source your vehicle lending yourself.
Handling your own business motor vehicle finance can be time-consuming, at times infuriating, and if you’re not totally across the lending scene, confusing. We eliminate those issues by providing our comprehensive services to make your business life easier and your vehicle finance cheaper!
We open access to industry-only finance channels where some of the best deals are found, use our strong bargaining power in the motor vehicle finance sector to negotiate better interest rates and terms and provide a streamlined process to better finance.
Click through to discover more reasons how and why we can deliver a better motor vehicle finance deal for your business.
Speak with a Jade Consultant to discuss a financing solution for your business vehicle purchase. Call 1300 000 003