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Harvester Loans - Farm Machinery Finance

13 May Today's
best rate
Finance Equipment From
3.49 %
*The Interest Rate is calculated on a Secured Loan for business use, effective 22/05/2022 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

If you’re in the market for a new header and harvester machinery, Jade Equipment Finance is available to source you a great loan. As a asset equipment finance broker, we support the agricultural farm equipment finance  sector with a comprehensive selection of commercial loan products to suit every business structure – the owner-operator farm, larger multi-property concerns and large-scale properties operated at a corporate level.

The choice as to whether you should take on a Chattel Mortgage, Equipment Lease, Equipment Rental or CHP for your harvester loan, should be arrived at after discussions with your accountant. Your Jade consultant will assist by explaining the details of each of these loan products.

When considering a harvester loan, we caution you of FOIR – fixating on interest rates! Following the interest rate fluctuations has become a national past-time and while the interest rate is an important aspect of your harvester loan, there are other details to consider. A low interest rate won’t transfer well into monthly repayments if the lender insists on a short loan term and you are wanting a longer term to cover your purchase. Shorter loan terms mean higher monthly payments and vice versa.

At Jade your equipment finance interest rates we are focused on – on getting our customers the cheapest interest rate for their loans. That gives us a great basis to structure the harvester loan to suit the individual purchaser.

We fully understand the seasonal nature of agribusiness and the variations in income based on fluctuations in market prices. This scenario presents unique challenges to us as finance brokers, to ensure we structure your harvest loan with terms and conditions that will work with your cash flow.

Flexibility and Freedom

As a commercial loan broker, we are not hamstrung by a limited number of loan products as many banks and lenders are. We are accredited with heaps of lenders, including most major Australian banks, and have access to hundreds of loan products.

Greater choice means we have the freedom to source you exactly the right loan. As we are working only in your interests, we can maximise our flexibility to negotiate not only the cheapest interest rates but the most favourable terms and conditions for your loan.

Your consultant will listen to your requirements, fully consider the price of the harvester you are purchasing, new or used, and in discussions with you, arrive at the monthly repayment level that suits you. The term of the loan can then be worked to suit. If the loan includes a balloon figure, CHP and Chattel Mortgage include a balloon, that may also be set to suit you. With Asset Lease, the residual is set in line with the required ATO residual Value Guidelines.

Speak with a Jade Consultant to discuss a financing solution for your harvester loan. Call 1300 000 003

OnlineLoan Calculator

Using this online calculator is established on the user's awareness and acknowledgment that the estimated payments showed does not imply a finance quote; it does not suggest an application for any kind of loans has actually been lodged; it is not an indication that any kind of lending application has been approved. The formatting of this calculator does not enable specific information regarding any kind of particular personal financing application or any lending institution fees and also charges. It is formatted to generate a general outcome based upon general information as well as values solely.
After lodging a formal loan application, the quote as well as repayment amounts that you might be offered might vary from the finance quote worked out by this online calculator.
The device is not ideal for estimations on funding that are developed on a rate of interest just basis. The formatting is simply established to compound the calculated interest rate for a chosen time period based upon the amounts input by the customer.
The calculator is not planned as a device for financial decision-making. Individuals that need financial advice must choose an expert economic expert in relation to their personal circumstances. To make an application for financing and also get a quote based on your individual requirements, the individual must speak to Jade as well as have their personal application reviewed by among our Jade consultants.

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