Asset Lease deals are all structured with Jade’s trademark better interest rates.
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Why Use Jade Equipment Loans?
Cheap equipment loan interest rates
With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
Using Jade is the right decision
We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
A company that delivers
Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
Attractive Equipment Leasing with Jade's Low Interest Rates
Jade offers equipment lease facilities at extremely attractive interest rates for the purchase of all types of business equipment. Asset Lease is a commercial loan product where the borrower has full use of the equipment throughout the term of the loan while the lender retains ownership. The lender effectively purchases the plant or machinery and leases it to you for the term of the lease.
When you, the borrower, finalise all payments including the residual, you purchase the equipment from the lender and acquire full ownership.
The key benefit of this type of financing is in improving the borrowing company’s balance sheet. The asset remains on the lender’s balance sheet rather than appearing on the borrower’s balance sheet as an asset/liability. Your Jade Equipment Finance consultant can explain the details of Asset Leasing, however, we advise you always seek specific advice from your accountant.
Finalising the Asset Lease
When you come to the final monthly payment of your asset lease, it is time to consider how you will pay out the residual. The amount will obviously depend on the initial purchase price of the equipment and be in line with the required ATO residual Value Guidelines.
Your Jade Equipment Finance consultant will present you with these options:-
- Paying the residual from your current cash flow.
- Selling the equipment and replacing it with new equipment.
- Re-financing the residual with a new asset lease, chattel mortgage or commercial hire purchase loan package.
Equipment Asset Leasing
Key Features
Equipment Lease Calculator - Need an idea on repayments - Use our calculator
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The entire purchase price of the equipment is included in the lease.
No deposit is required by the lender, conserving your existing cash reserves.
Fixed interest rate for the full term of the asset lease.
Fixed loan term. Your Jade consultant will discuss the optimum loan term to suit your business objectives.
Lease terms from 12 months/1 year up to 84 months/7 years.
Fixed monthly repayments. Your Jade consultant will negotiate with the lender to ensure an affordable repayment level based on your budget.
Monthly lease payments and residual payments are tax deductible, as determined by the Australian Taxation Office.
Fixed residual amount, payable at the completion of the asset lease term.
GST on the full purchase price is claimed by the lender, as they are effectively purchasing the equipment.
As the lender can claim back the GST, the amount financed in the lease is the equipment purchase price ex GST.
GST on the monthly lease payments and residual (when paid) is claimed by the borrower.
The monthly lease payment appears on your (the borrower's) balance sheet as an operating expenditure rather than having the full price of the equipment as an asset/liability.
After paying the term of the monthly lease payments, the residual is finalised and the ownership of the equipment is transferred to the borrower.
Equipment Lease Calculator
Making use of this online free calculator is based on the person’s awareness as well as undertaking that the outcome presented does not illustrate a finance quote; it does not mean an application for any type of financing has actually been lodged; it is not an indicator that any kind of funding application has been approved. The formatting of this online calculator does not take into account specific details concerning any type of personal financing application or any loan provider fees and charges. It is formatted to provide a general result based on general details as well as values only.
After lodging a formal finance application, the quote and payment totals that you may likely be supplied may differ from the loan quote determined by this Calculator.
The tool is not suitable for computations on funding that are developed on a passion only basis. The format is totally established to compound the calculated interest rate for a set amount of time-based on the amounts input by the user.
The calculator is not intended as a device for financial decision making. Users who call for financial advice should seek an expert monetary consultant in regard to their circumstances. To make an application for lending and also get a quote based upon your individual requirements, the user should speak to Jade and also have their specific application assessed by our Jade professionals.
Once you have finalised the residual in cash or through a new finance deal, you take ownership of the equipment.
Asset Leasing is available to businesses of all sizes for the purchase of a wide range of equipment.
Speak with a Jade Equipment Finance Consultant to discuss an Asset Lease for your proposed equipment purchase. Call 1300 000 003.
| Lender | Loan Product | Interest Rates From | Monthly Repayment |
| Jade | Equipment Finance | 6.70%Fixed Rate | $589.80 MONTHLY |
| Jade | Business Loans - Unsecured | 14.95%Fixed Rate | $712.91 MONTHLY |
| Jade | Business Loans - Secured | 6.85%Fixed Rate | $591.92 MONTHLY |
| Jade | Overdraft - Non Bank | 14.95%Fixed Rate | $712.91 MONTHLY |
| Jade | Chattel Mortgage | 6.85%Fixed Rate | $591.92 MONTHLY |
| Jade | Operating Leases | 6.85%Fixed Rate | $591.92 MONTHLY |
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Jade
Equipment Finance
|
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| 6.70%Fixed Rate | $589.80 MONTHLY | |
|
Jade
Business Loans - Unsecured
|
||
| 14.95%Fixed Rate | $712.91 MONTHLY | |
|
Jade
Business Loans - Secured
|
||
| 6.85%Fixed Rate | $591.92 MONTHLY | |
|
Jade
Overdraft - Non Bank
|
||
| 14.95%Fixed Rate | $712.91 MONTHLY | |
|
Jade
Chattel Mortgage
|
||
| 6.85%Fixed Rate | $591.92 MONTHLY | |
|
Jade
Operating Leases
|
||
| 6.85%Fixed Rate | $591.92 MONTHLY | |
DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
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