Truck Finance Loans & Leasing Australia

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Tailored Truck Financing Solutions for All in the Transport Industry

Truck financing is a key area of business for Jade Equipment Finance and we have developed, refined and streamlined our commercial truck financing to specifically suit the trucking and transport industry.

We’ve been assisting customers with great truck finance deals for many, many years so we know exactly the different types of businesses operating in the sector and we know how to support each of them with cost-effective finance. From the single truck owner-driver to medium-sized transport businesses to the major fleet operators.

Jade Equipment Finance offers Chattel Mortgage, Equipment Leasing and Equipment Rental for truck financing. The decision as to which finance product is best suited to your business depends on a number of issues: your accounting method, balance sheet strategy, treatment of GST, treatment of tax deductions and depreciation and of course, your financial objectives.

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Flexible Interest Rates for Commercial Truck Financing

For all our commercial truck finance deals, the interest rate, monthly repayments and the term of the loan are fixed for the loan term. Your Jade consultant will work with you to establish the optimum repayment and loan term that best delivers the outcomes you want for your business.

All our deals feature our cheap interest rates, which we work hard to continually achieve in order to support our customers.

When applying for used truck finance, your consultant can also assist with other details such as checking title and encumbrances and other verification processes.

Speak with a Jade Consultant to discuss a financing solution for your new or used truck. Call 1300 000 003.

Finance Types

To arrive at the decision as to which finance type best suits both your business and your truck purchase, we recommend you ask your accountant. Your Jade consultant is fully informed on all finance types and will explain the details in plain speak.

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Chattel Mortgage

Chattel Equipment Mortgage Loan is by far the most popular choice for truck finance and best suits companies which use a cash accounting method. Only the interest on payments, not the total monthly repayment is tax deductible. GST is charged on any fees and charges but not on the interest and can be claimed at the time of payment.

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Truck Leasing

A finance facility where the lender retains ownership of the truck and leases it back to the borrower. Beneficial to operators who are looking to regularly upgrade their fleet. GST is charged on the monthly repayments and can be claimed back.

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Truck Rental

Often known as an Operating Lease, this is an ‘off-balance-sheet’ finance facility. The lender essentially purchases the truck and rents it back to you over a set time for a set monthly payment.

Truck Finance Calculator

The use of this free calculator is established on the end user’s knowledge as well as undertaking that the estimated payments showed does not suggest a loans quote; it does not suggest an application for any kind of finance has been lodged; it is not a suggestion that any kind of financing application has been approved. The formatting of this tool does not allow for specific information regarding any type of specific personal loan application or any lender fees and also charges. It is formatted to produce a basic outcome based upon general details and also amounts only.


After lodging a formal financing application, the quote and payment totals that you might be offered may vary from the estimate accounted by this online calculator.


The tool is not ideal for calculations on finances that are developed on a passion only basis. The format is simply established to compound interest for a set time period based on the amounts typed in by the customer.


The calculator is not planned as a device for finance decision-making. Individuals that call for finance advice should seek out a professional economic expert in relation to their circumstances. To apply for financing and also obtain a quote based upon your personal requirements, the user has to call Jade and have their individual application reviewed by among our Jade specialists.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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