Harvester Loans - Farm Machinery Finance

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Harvester Loans Tailored to Your Farming Needs

If you’re in the market for a new header and harvester machinery, Jade Equipment Finance is available to source you a great loan. As an asset equipment finance broker, we support the agricultural farm equipment finance sector with a comprehensive selection of commercial loan products to suit every business structure – the owner-operator farm, larger multi-property concerns and large-scale properties operated at a corporate level.

The choice as to whether you should take on a Chattel Mortgage, Equipment Lease, Equipment Rental or CHP for your harvester loan, should be arrived at after discussions with your accountant. Your Jade consultant will assist by explaining the details of each of these loan products.

When considering a harvester loan, we caution you of FOIR – fixating on interest rates! Following the interest rate fluctuations has become a national pastime and while the interest rate is an important aspect of your harvester loan, there are other details to consider. A low interest rate won’t transfer well into monthly repayments if the lender insists on a short loan term and you are wanting a longer term to cover your purchase. Shorter loan terms mean higher monthly payments and vice versa.

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Flexibility and Freedom

As a commercial loan broker, we are not hamstrung by a limited number of loan products as many banks and lenders are. We are accredited with heaps of lenders, including most major Australian banks, and have access to hundreds of loan products.

Greater choice means we have the freedom to source you exactly the right loan. As we are working only in your interests, we can maximise our flexibility to negotiate not only the cheapest interest rates but also the most favourable terms and conditions for your loan.

Your consultant will listen to your requirements, fully consider the price of the harvester you are purchasing, new or used, and in discussions with you, arrive at the monthly repayment level that suits you. The term of the loan can then be worked to suit. If the loan includes a balloon figure, CHP and Chattel Mortgage include a balloon, that may also be set to suit you. With an Asset Lease, the residual is set in line with the required ATO residual Value Guidelines.

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Online Loan Calculator

Using this online calculator is established on the user’s awareness and acknowledgment that the estimated payments showed does not imply a finance quote; it does not suggest an application for any kind of loans has actually been lodged; it is not an indication that any kind of lending application has been approved. The formatting of this calculator does not enable specific information regarding any kind of particular personal financing application or any lending institution fees and also charges. It is formatted to generate a general outcome based upon general information as well as values solely.


After lodging a formal loan application, the quote as well as repayment amounts that you might be offered might vary from the finance quote worked out by this online calculator.


The device is not ideal for estimations on funding that are developed on a rate of interest just basis. The formatting is simply established to compound the calculated interest rate for a chosen time period based upon the amounts input by the customer.


The calculator is not planned as a device for financial decision-making. Individuals that need financial advice must choose an expert economic expert in relation to their personal circumstances. To make an application for financing and also get a quote based on your individual requirements, the individual must speak to Jade as well as have their personal application reviewed by among our Jade consultants.

At Jade your equipment finance interest rates we are focused – on getting our customers the cheapest interest rate for their loans. That gives us a great basis to structure the harvester loan to suit the individual purchaser.

We fully understand the seasonal nature of agribusiness and the variations in income based on fluctuations in market prices. This scenario presents unique challenges to us as finance brokers, to ensure we structure your harvest loan with terms and conditions that will work with your cash flow.

Speak with a Jade Consultant to discuss a financing solution for your harvester loan. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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