Excavator Finance & Lease

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Great Interest Rates, Great Loan Terms

What you do need to know, and no doubt want to know, is what will your excavator loan cost? What equipment loan interest rate will you pay and how long will you be paying it off?

Next, how much will you pay. Good news, your Jade consultant can vary the terms of the loan to arrive at a monthly repayment that suits your budget – within reason, of course! If you want a lower repayment, we can extend the loan over more years. If you’re doing well, have some great contracts lined up and would like to finalise the loan ASAP, we can set up the loan over a shorter time. This will increase the monthly repayment.

The better news – the interest rate, monthly repayment and the term of the loan remain fixed for the term you have decided on. No need to front up to the bank or lender for a review at any time, just make those repayments and it’s all good.

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New and Used Excavator Loans

We understand the heavy equipment market and know there are great buys on the second hand market. Our excavator loans are available for both new and used machines. If you’re heading to the auctions, why not ask your consultant for a pre-approved loan. You’ll know in advance how much you can afford and bid with confidence.

Whatever industry you operate in – civil worksminingconstruction, infrastructure or general materials transfers, Jade Equipment Finance is ready to set you up with a great excavator loan.

Speak with a Jade Consultant to discuss a financing solution for your excavator. Call 1300 000 003.

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Equipment Finance Calculator

Using this free calculator is predicated on the person’s understanding and acceptance that the outcome presented does not illustrate a loan quote; it does not mean an application for any type of loans has actually been lodged; it is not an indicator that any kind of lending application has been approved. The format of this device does not enable particular details pertaining to any type of certain individual finance application or any type of loan provider fees as well as charges. It is formatted to generate a general outcome based on general information and also amounts only.


After lodging a formal finance application, the quote and also payment totals that you might be given may differ from the estimate calculated by this tool.


The gadget is not appropriate for estimations on lending that are established on a passion just basis. The format is purely established to compound interest for a set period based upon the amounts typed in by the individual.


The calculator is not planned as a device for finance decision-making. Users that require finance advice need to look for a professional financial expert in relation to their personal circumstances. To apply for lending and acquire a quote based upon your individual requirements, the individual has to call Jade and have their specific application considered by one of our Jade consultants.

An experienced loans broker, Jade Equipment Finance provides commercial loan products for the purchase of excavators and excavation equipment in many industry sectors. In fact, heavy machinery finance is one of our key specialties and our expertise in sourcing great finance for earth moving, excavators, trucks and other heavy equipment is renowned.

Our range of commercial loan products suits all types of businesses, from single owner-operators through to the multitude of small to medium enterprises, right up to large fleet operations. Products include Chattel Mortgage, Asset Leasing, Equipment Rental and CHP. Don’t worry if you don’t fully understand the difference between these products. During your initial conversation, you’re your Jade commercial business consultant, all will be explained to you. A final decision should be made in consultation with your accountant.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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In order to provide the best experience, your details are saved on our secure server as you enter them.