Software Finance - Computer & IT Loans

Your software acquisition may be financed through a choice of loan products. This comparison calculator allows you to compare the Jade interest rates across our loan portfolio. It also allows you to calculate repayment estimates by entering the data around your software loan requirements. For an exact quote on your loan, please call us on 1300 000 003 or apply online.

Compare Jade’s Cheap Interest Rate
on Different Finance Products

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Cost-Effective Finance Options

Software is vital to most business operations and with providers constantly updating, combined with increasing demands for improved data security, the need for companies to invest in new software more regularly is escalating.

The cost of both stock and custom software systems can be a major expenditure. Especially if it needs to be rolled out, installed and integrated across multiple sites and involves the training of many staff members. For smaller businesses, even smaller software purchases can represent a significant purchase.

At Jade, we operate with advanced IT resources and we fully appreciate the financial challenges faced by companies in regard to the purchase of new software.

To facilitate the ease of purchase, we provide cost-effective finance which is structured to work with your cash flow and to meet your productivity and ROI targets.

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More Lenders, More Choices, More Flexible Finance

Jade is accredited with many banks and lenders, so we have more choices to source you the best deal. If you have specific reasons for wanting your bank to provide you with funding, your Jade consultant can approach your bank and handle the deal on your behalf.

Your Jade consultant is working for you in negotiating the best interest rates, and best finance terms and using our strong bargaining power to get you the finance package conditions that will work for you.

We work with customers in many industries which has allowed us to develop a knowledge base across many sectors. In addition to having expertise in the specifics around finance for software, we will no doubt also have an understanding of your particular industry. We’ll take the time to listen to how your business operates, and what you hope to achieve with your software purchase and structure your finances to meet your requirements.

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Your Jade consultant will work with you to structure a finance package for your software, which includes:

There is no obligation to accept our finance offer, so give us a call.


Speak with a Jade Consultant to discuss a financing solution for your software purchase requirements. Call 1300 000 003.

Software Finance Calculator

Making use of this calculator is based on the person’s understanding and undertaking that the estimated payments presented do not specify a finance quote; it does not suggest an application for any kind of financing has actually been lodged; it is not an implication that any type of finance application has been approved. The formatting of this device does not allow for certain details pertaining to any type of personal finance application or any lending institution fees and costs. It is formatted to generate a general outcome based on basic info and values only.


After lodging a formal loan application, the quote as well as payment amounts that you might be given may differ from the loan quote calculated by this Calculator.


The gadget is not appropriate for estimations on loans that are established on an interest just basis. The format is simply established to compound the calculated interest rate for a chosen period based on the amounts input by the site visitor.


The calculator is not planned as a tool for financial decision-making. Users who require finance advice ought to seek out a specialist economic consultant in relation to their personal circumstances. To make an application for a loan and also acquire a quote based upon your personal requirements, the user has to get in touch with Jade as well as have their personal application reviewed by our Jade experts.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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In order to provide the best experience, your details are saved on our secure server as you enter them.

Software Finance FAQs

Digital readiness has become essential for businesses to interact and conduct business and is an important cyber security measure. Businesses continually need to both install new IT systems and upgrade existing systems to meet their customer expectations, provide a range of online services and provide security for their operations. Engineering and manufacturing operations are highly computerised and the software is required as a necessary ‘tool of their trade’. Jade Equipment Finance includes software in our equipment finance category and answers some of your queries in this FAQs section.

  • The category of software encompasses a vast and expanding range of systems and programs with new companies and new technologies continually emerging into the market. In general terms, finance is available for the purchase and installation of software systems with no specific differentiation based on the type of program, developer or supplier. It may be a computerised warehousing system, engineering software for CNC and other computerised systems, security and surveillance, business administration systems, controls and programs for all sorts of purposes and product creation. Generally, no line is drawn in regard to type or brand, individual lenders have thresholds in regard to the minimum amount they will loan on any type of equipment.

  • Yes, it is highly possible to include the costs associated with the installation of a software system in your loan. Complex systems often require specialist technicians to install new software systems and integrate them with existing programs and systems. This can be a significant cost so it is well worth considering including this as well as the purchase price into the one loan. When combining different items into one finance package, they would need to be purchased concurrently so the loan could be appropriately quoted and structured. Issues are quite likely to arise if a borrower wants to add items acquired into an existing loan contract after the finance deal has been finalised. If you’re in two minds about whether or not to combine both into one loan, use our equipment finance calculator to see estimated repayments on the software cost only and software plus installation.

  • Yes. If you are investing in both new computer hardware and software systems at the same time, the one loan quote should be possible which covers both acquisitions. If purchasing from different suppliers but concurrently, this should be possible for many applicants. By combining both purchases in a finance deal you only have one rather than two repayments to manage each month. This may greatly streamline your own accounts system. In comparing one or two separate loans – if you select the same finance product for each loan it would be at the same interest rate so there would not be any difference in the loans. By having one rather than two you should be able to save on loan establishment fees.

  • Definitely. Pre-approved finance is a smart way to go and can be arranged across all equipment sectors. By having your loan pre-approved you know the dollar amount you are approved for and roughly what your repayments will be. So you can plan the purchase to suit the loan. The interest rate on pre-approved and standard timed loans is the same and the application process is virtually identical. The key difference is that the loan is sourced based essentially on how much you think your software will cost rather than on a seller’s invoice or bill of sale.