Home › Insurance Premium Funding | Unsecured Business Loans

Insurance Premium Funding | Unsecured Business Loans

While many insurers offer ‘pay by the month’ options for insurance premiums on consumer items such as cars, boats, health and other assets, the same offer is not always available for business insurance premiums.
  • Low interest rates on commercial financing
  • Credit score not impacted
Request Quote Contact Us
How much do you want to borrow image transparent

Why Use Jade Equipment Loans?

Equipment styled icon transparent

Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
Briefcase styled icon transparent

Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
Handshake styled icon transparent

A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
Request Quote

Flexible Insurance Premium Funding for Businesses by Jade

As part of our support services for Australian businesses, Jade Equipment Finance offers Insurance Premium Funding to assist businesses that have large commercial insurance premiums. Insurance premiums are traditionally calculated per annum and payable on the renewal date for the policy. If the premium is not paid, the insurance effectively becomes invalid. This can be a significant risk to many businesses.

Insurance Premium Funding (IPF) assists businesses by providing funding to split the cost of the insurance premium into more manageable payments which are paid at set times throughout the year. Instead of paying one annual payment, you may spread the payments into smaller amounts and pay, say monthly, quarterly or half-yearly.

Request a Quote
Father and son standing at the wine machinery

Flexible Insurance Premium Funding (IPF) Solutions for Various Industries

Businesses in many industries utilise IPF to assist their cash flow and keep their business thriving. Transport industry operators utilise IPF for carrier liability, motor vehicle insurance, public liability and insurance to cover stock. Professionals in the legal and medical sectors utilise IPF for their professional indemnity insurance premiums.

The amount that you can apply for IPF varies across different industry sectors but insurance premiums from as little as $5,000 up to and beyond $1m may be applicable. The premium funding allows those large expenses to be paid off in instalments throughout the year.

IPF represents an effective, relatively easy and quick method to improve your cash flow while retaining your necessary insurance coverage. Like all financial solutions, the tax deductibility and other implications should be discussed with your accountant.

1300 000 003
A truck driver in working gloves opening or closing truck trailer back doors checking goods for transportation

If you have been burdened with large annual insurance premiums which are restricting your business operations, speak with a Jade consultant about how an IPF would work for you.

Speak with a Jade Equipment Finance Consultant to discuss Insurance Premium Funding for your business. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
{{Lender}} {{Loan Product}} {{From - Advertised Rate}}{{Rate Type}} ${{Payment Amount}} MONTHLY
{{Lender}}
{{Loan Product}}
{{From - Advertised Rate}}{{Rate Type}} ${{Payment Amount}} MONTHLY

THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 22/10/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Woman at the table with a laptop