Insurance Premium Funding | Unsecured Business Loans

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Flexible Insurance Premium Funding for Businesses by Jade

While many insurers offer ‘pay by the month’ options for insurance premiums on consumer items such as cars, boats, health and other assets, the same offer is not always available for business insurance premiums.

As part of our support services for Australian businesses, Jade Equipment Finance offers Insurance Premium Funding to assist businesses that have large commercial insurance premiums. Insurance premiums are traditionally calculated per annum and payable on the renewal date for the policy. If the premium is not paid, the insurance effectively becomes invalid. This can be a significant risk to many businesses.

Insurance Premium Funding (IPF) assists businesses by providing funding to split the cost of the insurance premium into more manageable payments which are paid at set times throughout the year. Instead of paying one annual payment, you may spread the payments into smaller amounts and pay, say monthly, quarterly or half-yearly.

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Flexible Insurance Premium Funding (IPF) Solutions for Various Industries

Businesses in many industries utilise IPF to assist their cash flow and keep their business thriving. Transport industry operators utilise IPF for carrier liability, motor vehicle insurance, public liability and insurance to cover stock. Professionals in the legal and medical sectors utilise IPF for their professional indemnity insurance premiums.

The amount that you can apply for IPF varies across different industry sectors but insurance premiums from as little as $5,000 up to and beyond $1m may be applicable. The premium funding allows those large expenses to be paid off in instalments throughout the year.

IPF represents an effective, relatively easy and quick method to improve your cash flow while retaining your necessary insurance coverage. Like all financial solutions, the tax deductibility and other implications should be discussed with your accountant.

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If you have been burdened with large annual insurance premiums which are restricting your business operations, speak with a Jade consultant about how an IPF would work for you.

Speak with a Jade Equipment Finance Consultant to discuss Insurance Premium Funding for your business. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Jade
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Jade
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Jade
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Jade
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Jade
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Jade
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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