Computer & IT Equipment Loans | Computational Finance

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Computational Finance – Loans for IT Equipment and Servers

Businesses rely heavily on their IT and computer-generated systems to carry out many processes and procedures in their operation, especially for data storage, communications and IP security. Computational equipment is essential as is staying up to date with the latest versions, new generation developments, upgrading devices and tech. IT and its ancillary fields are arguably one of the fastest moving industry sectors with regular announcements of new breakthroughs and advances. Acquiring new computational equipment can be considered an investment decision. Jade makes that decision-making process much easier with cheap interest rate finance on IT, tech and associated equipment finance.

We have detailed the features and benefits of each of these loan types individually to allow a thorough consideration by our customers. In general, they all offer a tax deduction benefit but in varying ways. Leasing and Rental are typically preferred by businesses that do not want the equipment listed on their balance sheet and/or are looking to upgrade the equipment in a shorter timeframe. Chattel Mortgage is a very versatile lending option and suited to businesses looking to retain ownership of their purchases. Speaking with your accountant is strongly advised to ascertain which is best suited for your business.

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No Doc Computational Finance Options

For businesses start up, setting up the necessary IT systems is often a high priority. But new businesses have rarely had time to trade and as such don’t usually have accounts records, tax returns and BAS statements. That is, they have no docs! And docs are what is required to complete the standard application for business finance with many banks and lenders.

We offer options for no doc loan applications through our non-bank lenders. These lenders are structured to provide more flexible loan options, especially for businesses without all the necessary docs.

What is required is a current ABN and ID and a good credit profile. If these requirements are met, applicants can select from our range of loan products available for their finance. Read more about our Low Doc Equipment Loans or contact us to discuss tailored solutions for your purchase.

Low Docs IT and Computational Equipment Loans

Low Docs applicants are businesses that have some but not all the financial documentation that is requested to complete a standard business loan application. This documentation can include income tax returns, BAS statements, profit and loss statements, annual company accounts and other verifiable financial records of the business trading activity.


When a business is in the early stages of its existence, possibly even just setting up, it’s logical that it would not have accumulated all those records. Many lenders also require a business to have been trading for 12-24 months to be eligible for business loans.


These requirements can create challenges for businesses that need to acquire IT, server and other computational equipment. With so much business activity being handled online, it is a no brainer that a business needs these basics in order to operate.


We deliver affordable, cost-effective low doc equipment loans for computer, IT and associated equipment purchases through our non-bank lenders. Our vast accreditations enable us to source suitable finance to empower our customers to set-up, operate and expand their operations.


To find out how we can assist your business with a low docs loan, just call or request a quote online.

IT Finance Calculator

Making use of this online free calculator is established on the individual’s understanding as well as consent that the estimated figure presented does not imply a financing quote; it does not suggest an application for any loans has actually been lodged; it is not a suggestion that any type of funding application has actually been approved. The formatting of this calculator does not consider particular details relating to any kind of particular individual loan application or any kind of loan provider fees and costs. It is formatted to multiply a basic result based on basic details as well as values solely.


After lodging a formal loan application, the quote and also repayment amounts that you may be offered might differ from the estimate calculated by this Calculator.


The tool is not ideal for computations on loans that are established on a passion only basis. The formatting is totally established to compound the calculated interest rate for a chosen amount of time based upon the values entered by the site visitor.


The calculator is not planned as a device for finance decision-making. Individuals that require financial advice should look for an expert monetary expert in relation to their circumstances. To make an application for lending and receive a quote based upon your individual requirements, the user should call Jade and also have their individual application reviewed by one of our Jade consultants.

Easy Access to the Best Interest Rates on IT Equipment Financing

The interest rate is different for each of the loan products available for equipment purchases – Chattel Mortgage, Leasing, CHP and Rental. This reflects structural aspects of the finance facility and is standard across the lender sector. But while interest rates differ within the range of loan products, we achieve cheaper rates across the entire range.


Better interest rates define our business and can define your next equipment purchase. We achieve these rates as a result of a combination of factors – our drive and determination, our sharp negotiating skills, our vast lender accreditations, our extensive experience and financial industry expertise and our strong bargaining power with selected lenders. We utilise our own high tech computational resources to analyse which lenders are offering the best deals in which sectors at any one time. Financial providers will vary their rates based on a range of factors and having immediate access to trends and movements in the market is an important aspect of our service.


To see the different rates that we are currently achieving on lending refer to our equipment finance interest rates. In this chart, we have listed all our commercial lending facilities and the corresponding interest rates. Calculate your estimated repayments with this chart or call for a specific quote.

Calculate Your Repayment Estimates

As part of our comprehensive equipment lender service, we have provided a range of loan tools to assist our customers to plan and structure their requirements. The main tool is our Equipment Finance Calculator. This is a self-serve, online device, which is accessible from most devices with an internet connection. This means you can use it to plan your loan whenever suits you.


The calculator has fields for the total loan amount, loan term, interest rate and balloon. The loan amount can be 100% of the equipment purchase price as we offer no deposit finance. The interest rate to enter will be our current rate on the type of lending you want. The balloon is the amount of the loan that is set aside for payment at the end of the term.


Simply enter the details of your loan and you receive an estimated repayment. Ideal for working up pre-purchase budgets, deciding which manufacturer you should go with and deciding what percentage balloon and what loan term you would like. Head to the calculator to work up estimates.


Speak with a Jade Equipment Finance Consultant to discuss a financing solution for your computer and IT equipment. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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In order to provide the best experience, your details are saved on our secure server as you enter them.