Better equipment loan interest rates: if you originally financed your machinery when interest rates were higher than current levels, Jade can source you options based on current rates and our cheap interest rates to ease pressure on your cash flow.
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Why Use Jade Equipment Loans?
Cheap equipment loan interest rates
With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
Using Jade is the right decision
We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
A company that delivers
Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
Tailored Refinancing Solutions
Refinancing options are available across all types of machinery financing and all types of finance facilities. Your Jade consultant will consult with you, and your accountant if requested, to arrive at the option that best suits your business:
- Chattel Mortgage Refinance
- Commercial Hire Purchase Refinance
- Refinance Leasing
- Refinance Equipment Rental
Whatever your specific requirements, you can be assured that your Jade consultant has your best interests and the achievement of your objectives as their only priority when it comes to refinancing equipment.
To discuss options for refinancing your equipment loans contact Jade Equipment Finance on 1300 000 003.
Take Advantage of Changed Conditions
As full service finance brokers, Jade has the expertise to source and structure refinancing for your equipment loans. Refinancing can be astute financial management and represent benefits to your business. You Jade consultant will work closely with you to tailor a refinance package which is synergistic with your business strategy.
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Better finance deal: if you have a high-priced equipment loan which has been putting pressure on your finance resources for years, Jade may be able to ease that pressure with a cheaper priced deal.
Changed trading conditions: if your business trading conditions have altered, refinancing can bring your existing equipment loans more in line with your current conditions. Eg, if your conditions have improved and you would like to pay off your loan faster with a reduced loan term or at higher monthly repayments. If your conditions have tightened, lower monthly repayments may be achieved with refinancing.
Changed government regulations: changes around tax deductibility on equipment purchases are often instigated in government budgets and stimulus packages. Refinancing may be a measure that allows you to take advantage of such changes.
Change finance type: it may be beneficial to change your existing equipment loan from one type of finance type to another to better reflect a change in your business structure. Eg change from Equipment Rental to a Chattel Mortgage; from CHP to Equipment Leasing, etc. Each finance type features varying treatments of GST, tax and balance sheet approach. If you have changed some aspects of your business or if your accountant recommends, Jade can assist with refinancing.
Refinance balloon, residual or buyback: if you’ve reached the end of your loan term, you may choose to refinance the amount payable in the balloon to ease your cash flow.
Equipment Loan Calculator
Making use of this online calculator is based on the end user’s awareness and acknowledgment that the estimated repayments presented does not specify a financing quote; it does not illustrate an application for any kind of loan has been lodged; it is not an implication that any type of financing application has actually been approved. The format of this tool does not take into account specific information relating to any particular individual finance application or any loan provider fees and also costs. It is formatted to generate a general result based on basic info as well as amounts solely.
After lodging a formal financing application, the quote and payment totals that you may likely be supplied may vary from the estimate calculated by this Calculator.
The tool is not suitable for computations on funding that are developed on an interest just basis. The format is simply set up to compound interest for a chosen time period based on the values input by the customer.
The calculator is not intended as a tool for finance decision making. Users that require finance advice need to choose a specialist financial advisor in relation to their circumstances. To apply for financing as well as acquire a quote based upon your personal requirements, the individual should speak to Jade and also have their individual application reviewed by among our Jade professionals.
| Lender | Loan Product | Interest Rates From | Monthly Repayment |
| Jade | Equipment Finance | 6.70%Fixed Rate | $589.80 MONTHLY |
| Jade | Business Loans - Unsecured | 14.95%Fixed Rate | $712.91 MONTHLY |
| Jade | Business Loans - Secured | 6.85%Fixed Rate | $591.92 MONTHLY |
| Jade | Overdraft - Non Bank | 14.95%Fixed Rate | $712.91 MONTHLY |
| Jade | Chattel Mortgage | 6.85%Fixed Rate | $591.92 MONTHLY |
| Jade | Operating Leases | 6.85%Fixed Rate | $591.92 MONTHLY |
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Jade
Equipment Finance
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| 6.70%Fixed Rate | $589.80 MONTHLY | |
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Jade
Business Loans - Unsecured
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| 14.95%Fixed Rate | $712.91 MONTHLY | |
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Jade
Business Loans - Secured
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| 6.85%Fixed Rate | $591.92 MONTHLY | |
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Jade
Overdraft - Non Bank
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| 14.95%Fixed Rate | $712.91 MONTHLY | |
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Jade
Chattel Mortgage
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| 6.85%Fixed Rate | $591.92 MONTHLY | |
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Jade
Operating Leases
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| 6.85%Fixed Rate | $591.92 MONTHLY | |
DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
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