Civil Construction Equipment Finance Loans

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Unmatched Civil Construction Equipment Financing

Jade Equipment Finance is synonymous with civil construction equipment finance. We are constantly working with tradies, owner-operators, contractors and the big boys in the industry, to provide great finance deals on the full range of heavy duty equipment for the civil construction sector.

With construction of residential, commercial and infrastructure projects booming across the country, civil works are in high demand and our consultants are meeting their demand for finance on their new and replacement equipment.

What we know you definitely don’t want when sourcing finance is to have your time wasted with all the paperwork and hassles which usually go with dealing with banks and finance companies directly.

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Benefits of a Broker

Jade is an experienced loan broker, so we’re working for you, not senior management or shareholders. We’re in it to get you the best financing deal possible with minimal time and hassle on your part.

We know the pressures you’re facing on-site and the need for you to keep working, not downing tools for a meeting with the bank! We’ve structured our business model especially to suit the needs and expectations of contractors.

If you’ve never engaged a broker previously, you’ll be pleasantly surprised, and impressed, by our streamlined application process and the quote we offer on your civil construction machinery finance.

While the bank can only offer you a quote from their own portfolio of limited commercial finance products, Jade has access to multiple lenders, representing hundreds of loan products. We scour the market and with greater choice, we source the better deals.

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Civil Equipment Finance Calculator

Making use of this online calculator is established on the individual’s knowledge and consent that the estimated repayments presented do not illustrate a lending quote; it does not suggest an application for any type of finance has been lodged; it is not an indication that any loan application has been approved. The formatting of this calculator does not allow particular information regarding any certain personal finance application or any type of lender fees and charges. It is formatted to multiply a basic outcome based upon general details and also amounts solely.


After lodging a formal loan application, the quote as well as repayment totals that you might be provided might differ from the finance quote calculated by this Calculator.


The tool is not ideal for estimations on financings that are developed on a passion only basis. The formatting is purely set up to compound the calculated interest rate for a chosen period based on the values input by the user.


The calculator is not meant as a tool for financial decision making. Users that require financial advice ought to seek an expert economic advisor in relation to their personal circumstances. To make an application for finance and acquire a quote based upon your personal requirements, the individual should get in touch with Jade and have their specific application reviewed by among our Jade specialists.

Save Time, Save Money

We’ll definitely save you money on your equipment finance but we’ll also save you time, and that’s money to you also. Your Jade equipment consultant can handle the paperwork for you and if you require, liaise with the seller to speed up the entire purchase process.

Our superior service and promise of the best interest rates apply equally to all our clients. Whether you’re purchasing one machine or replacing an entire fleet. Purchasing a brand new, high value machine or great quality used unit at bargain basement prices.

Loan terms are tailored to suit – from 2 years up to 7 years with some loan products. So you can amortise the cost of your purchase over many years to max out the cost-effectiveness.

When it comes to civil construction machinery finance, there’s really only one name in the game – Jade Equipment Finance.

Speak with a Jade Consultant to discuss a financing solution for your civil construction equipment. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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