Engineering, machining and tooling workshops, computerised manufacturing facilities, medical and research centres and many other businesses operate with precision and exacting machinery and equipment. The work involves finely tuned devices and precise, exacting and detailed processes. You and your customers expect that from your products and services. So it is only natural that you would expect the same finely tuned outcomes when you source services - in particular finance for new machinery and equipment. A general, cookie-cutter approach to loans just doesn’t and shouldn’t meet your exacting specifications and expectations. At Jade Equipment Finance we share your attitude and ensure that every equipment finance contract we arrange is finely tuned to our customer requirements.
The Jade Approach
While some banks and lenders will have an ultimatum approach to equipment loans - meet our guidelines or no loan – Jade operates from a different perspective. We work to sourcing and tailoring the loan to suit the borrower.
One of the keys to our business model is being accredited with multiple lenders. Our lending panel includes the major banks, some smaller banks and raft of non-bank lenders. Many of our non-bank lenders are actually specialists in the equipment finance sphere. They exclusively offer finance on machinery and equipment and as such have extensive knowledge of many industries. Many work only through lenders such as Jade and finance brokers.
Jade provides you with access to not only a large number of choices of lenders but also opens the doors to this industry-only sector. More choices means more options and more opportunities to source the cheapest finance and tailor that finance to suit you.
Compare that to say yourself approaching just your bank or what the equipment dealer or manufacturer may offer you in regard to finance. Both scenarios most likely will only be offering you the one choice of lender. How can you be assured that this is the cheapest deal in town? Is the deal tailored to your specifications or is it the same deal they offer to every buyer? What if you want a different loan term to what they are prepared to offer?
Jade consultants negotiate every deal individually, representing our customers to our lenders and utilising our strong bargaining power in the equipment finance market to get the best outcome for your customers.
Tailored Finance for All Businesses
A key point of difference across the Australian business landscape is the many different business structures. Sole trader, proprietary limited companies, SMEs, partnerships, family businesses and other operating structures call for different approaches to finance. Each business is not only an individual but also may have varying objectives in regard to their financial objectives. The different corporate structures approach tax and GST slightly differently, they may vary with the accounting method they implement and approach their balance sheet differently.
To meet the needs of the many different operational structures, Jade provides the full portfolio of commercial finance products:-
- Rent-to-Own for Equipment and Machinery
- Equipment Chattel Mortgage
- Equipment and Machinery Leasing
- Equipment Commercial Hire Purchase
Jade customers have choice. Choice of finance type and choice of lender. Choices that enable our consultants to tailor individual equipment finance contracts specifically to individual requirements. Our finely tuned deals are not only achieved at the cheapest interest rates equipment finance but include the loan term, balloon/residual and repayment level that work with our customers’ cash flow to deliver that all-essential better bottom line.
In selecting which finance product is best suited we refer you to your accountant for advice and we have provided detailed information around the features and benefits of each on our web pages. You can swot up on the detail so you are confident of making a fully-informed decision.
Your Jade consultant will then source you the cheapest quote and tailor the package for you.
Specialist Lender Services
At Jade, finely-tuned finance means not only tailoring loan deals but structuring our own service offerings to cater for businesses in a range of circumstances. To that end, we have provide a range of specialist lender services which are not always accessible to all businesses.
For businesses starting up, access to finance can be a major challenge. For those that are experiencing credit issues it can often feel like an impossibility. Jade assists businesses facing this prospect through our range of specialist lender services.
ABN, No Docs and Low Docs Equipment Finance may be an option for businesses which are relatively new in business or just starting out. We have access to non-bank lenders that are open to extending finance to applicants that do not possess the extensive financial information and records usually requested by banks.
For customers with credit issues, Jade consultants work towards achieving an equipment finance solution. It is not always possible, but we work hard to achieve a workable outcome.
So if you operate in an exacting environment and expect finely tuned finance solutions, contact Jade for your equipment finance.
For finely tuned equipment finance, contact Jade Equipment Finance on 1300 000 003
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