Business Overdraft

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.

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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Secure Business Liquidity with Jade's Business Overdraft Services

As part of our comprehensive support of Australian businesses, in addition to providing finance for equipment purchases, Jade also offers Business Overdraft services. Most business owners are familiar with a bank overdraft and many operate full-time on such a facility. To balance the books, facilitate workable cash flow and meet expenses while awaiting slow-paying clients, an overdraft is an essential solution for businesses of all sizes.

Traditionally, overdraft facilities are provided by your existing bank. However, other lenders operate in this space and provide a solution with benefits worth considering. Your commercial consultant from Jade will discuss your business operations and explain how the Business Overdraft service works.

The Business Overdraft provides assistance to businesses which are facing uncertainties in regard to managing their cash flow, facing difficulties remaining liquid in order to take advantage of business opportunities as they arise or require assistance to avoid complications associated with their financial situation when confronted with unexpected events.

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Jade's Exclusive Access to Non-Bank Lenders for Overdraft Solutions

Our service utilises non-bank lenders to facilitate the overdraft. Many of these types of lenders would not be known by most businesses and few provide direct access by customers. Essentially this is an industry-only sector that, as a respected finance broker, Jade is privy to.

Your highly experienced Jade finance broker will listen to your story to fully understand your business and what you want to achieve. From this point of knowledge and with professional expertise, we structure a solution to suit your needs. This may be a combination of both lender finance and financial products.

This type of financial solution does not necessarily require the lender to take security over the property. As such, it is more accessible to a larger number of businesses.

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As with a bank overdraft, interest rates apply but you only pay that interest on the amount of the funds you draw. Not on the full facility. And of course, with Jade’s commitment to the cheapest interest rates on all our financial products, we will be negotiating with you the best deal available.

Speak with a Jade Finance Consultant to discuss a business overdraft solution for your business. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
Jade Equipment Finance 6.70%Fixed Rate $589.80 MONTHLY
Jade Business Loans - Unsecured 14.95%Fixed Rate $712.91 MONTHLY
Jade Business Loans - Secured 6.85%Fixed Rate $591.92 MONTHLY
Jade Overdraft - Non Bank 14.95%Fixed Rate $712.91 MONTHLY
Jade Chattel Mortgage 6.85%Fixed Rate $591.92 MONTHLY
Jade Operating Leases 6.85%Fixed Rate $591.92 MONTHLY
Jade
Equipment Finance
6.70%Fixed Rate $589.80 MONTHLY
Jade
Business Loans - Unsecured
14.95%Fixed Rate $712.91 MONTHLY
Jade
Business Loans - Secured
6.85%Fixed Rate $591.92 MONTHLY
Jade
Overdraft - Non Bank
14.95%Fixed Rate $712.91 MONTHLY
Jade
Chattel Mortgage
6.85%Fixed Rate $591.92 MONTHLY
Jade
Operating Leases
6.85%Fixed Rate $591.92 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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