An experienced loans broker, Jade Equipment Finance provides commercial loan products for the purchase of excavators and excavation equipment in many industry sectors. In fact, heavy machinery finance is one of our key specialties and our expertise in sourcing great finance for earth moving, excavators, trucks and other heavy equipment is renowned.
Our range of commercial loan products suit all types of businesses, from single owner-operators through to the multitude of small to medium enterprises, right up to large fleet operations. Products include Chattel Mortgage, Asset Leasing, Equipment Rental and CHP. Don’t worry if you don’t fully understand the difference between these products. During your initial conversation you’re your Jade commercial business consultant, all will be explained to you. A final decision should be made in consultation with your accountant.
Great Interest Rates, Great Loan Terms
What you do need to know, and no doubt want to know, is what will your excavator loan cost? What equipment loan interest rate will you pay and how long will you be paying it off?
Next, how much will you pay. Good news, your Jade consultant can vary the terms of the loan to arrive at a monthly repayment that suits your budget – within reason, of course! If you want a lower repayment, we can extend the loan over more years. If you’re doing well, have some great contracts lined up and would like to finalise the loan asap, we can set-up the loan over a shorter time. This will increase the monthly repayment.
The better news - the interest rate, monthly repayment and the term of the loan remain fixed for the term you have decided on. No need to front up to the bank or lender for a review at any time, just make those repayments and it’s all good.
New and Used Excavator Loans
We understand the heavy equipment market and know there are great buys on the second hand market. Our excavator loans are available for both new and used machines. If you’re heading to the auctions, why not ask your consultant for a pre-approved loan. You’ll know in advance how much you can afford and bid with confidence.
Speak with a Jade Consultant to discuss a financing solution for your excavator. Call 1300 000 003