Compare and Calculate Loans across the Jade Finance Portfolio
Jade provides a number of loan options for financing farm machinery and equipment. Comparing the different interest rates and possible repayments for each of our finance products is easy with this comparison calculator. Simply enter the amount of your loan and your preferred loan term to calculate repayment estimates for different loan products.
| Loan Product | Interest Rate Starts at: |
Monthly Repayment |
|---|---|---|
| New Equipment Loan | 2.79% | $569.75 |
| Used Older Secured Equipment Loan | 4.50% | $612.5 |
| Business Loans - Unsecured | 7.99% | $699.75 |
| Business Loans - Secured | 2.95% | $573.75 |
| Overdraft - Non Bank | 9.95% | $748.75 |
| Chattel Mortgage | 2.79% | $569.75 |
| Operating Leases | 4.60% | $615 |
| Commercial Hire Purchase | 2.79% | $569.75 |
| Rent To Own | 9.95% | $748.75 |
At Jade we fully understand the challenges facing the farming and wider agricultural industry. Drought, flood, bushfires and global trade impacts on markets being just some of the major issues face by our farming community. In addition the cyclical nature of the industry and fluctuating prices also mean unpredictable income.
Jade Equipment Finance provides some level of certainty by providing finance and loans for the purchase of farm machinery and equipment with fixed elements.
Fixed Loan Elements
All the commercial loan products we offer for the purchase of agricultural equipment and farming machinery – Chattel Mortgage, Equipment Lease, CHP, Equipment Rental – include fixed elements.
The Jade signature low interest rate is fixed for the term of the loan. So when you accept our offer, you know that rate will not change over the 2 -7 years of the loan.
The monthly repayment amount is also fixed for the full term of the loan. Your Jade consultant will work with you to structure your loan with a workable monthly repayment figure. That figure is then fixed so you can plan your cash flow accordingly.
If the loan includes a residual or balloon to be paid when at the conclusion of the loan term, then that amount is also fixed at the time the loan is finalised.
As an experienced broker, we have greater flexibility than banks to structure farming equipment loans to the terms that meet your individual requirements.
Multiple Item Finance Packages
If you need to replace some equipment or you are diversifying your operations and need to invest in new equipment, we have a solution. Speak with your Jade consultant about packaging all the equipment and machinery finance. This will mean only one repayment each month which may ease your cash flow and provide greater certainty moving forward.
Refinancing Option
As farm machinery is built to last, you may have loans on existing equipment which are not as attractive as the finance deal that we can offer you. We offer a refinancing option so you can consider take advantage of our better interest rates and/or roll a refinancing option into the same finance deal as the purchase of new equipment.
Speak with a Jade Consultant to discuss a financing solution for your farming machinery. Call 1300 000 003
